Simulate Journey: Navigating Retirement in Canada
Test this journey with different user personas to identify pain points
Journey Information
Navigating Retirement in Canada
This journey maps the process of navigating retirement planning and benefits in Canada, with a specific focus on challenges faced by low-income families. It covers the Canada Pension Plan (CPP), Old Age Security (OAS), Guaranteed Income Supplement (GIS), and provincial retirement benefits. The journey highlights pain points where financial vulnerability, past fraud experiences, and distrust of institutions create barriers for Canadians attempting to secure their retirement income.
Journey Steps
Evaluate personal retirement goals, current financial status, and desired retirement age to plan the transition effectively.
Apply for CPP benefits which provide a monthly taxable benefit to replace part of your income upon retirement.
Initiate the application for OAS to receive a monthly payment available to seniors aged 65 and older.
Evaluate eligibility for additional supports such as the Guaranteed Income Supplement (GIS) for low-income seniors.
Ensure continued healthcare coverage by transitioning to provincial healthcare plans where necessary and understanding available benefits.
Simulate this Journey
Our journey simulator analyzes each step of the journey and determines potential friction points based on the selected user persona.
Factors Analyzed
The simulation results will help you identify potential improvements to make the journey smoother and more accessible.